James Dowd, CFA®
San Francisco, California, 94104
Member Since 2009
North Capital\'s investment process is underpinned by four enduring principles: broad diversification, a systematic, open architecture approach to investment selection, low costs and tax efficiency. We work with our clients throughout the investment process to delineate their investment objectives and constraints, develop an investment plan to achieve their goals, and implement the plan using broadly diversified mutual funds and ETFs. Our communication with clients is frequent and multi-faceted, through telephone updates, in-person meetings and online portfolio updates.
My Location
Background Information
Years of Financial Experience
- 26
Education
- Georgetown University (BSFS - Intl Economics Finance & Commerce - 1985)
Certifications and Designations
- CFA®
Association Memberships
- CFA Institute
Methods of Compensation
- Financial Planning: Asset-based fee, Fixed fee, Hourly fee
- Investment Services: Asset-based fee, Fixed fee, Hourly fee
Full Disclosure
- I practice full disclosure for credentials, ethics, business practices, compensation, potential conflicts of interests, and financial services.
Primary Custodian(s)
- Trust Company of America
- Scottrade
- Schwab
Types of Financial Reports
- Performance Report (Monthly)
- Market Environment Report
- Custodial Report (Monthly)
- Other
Additional Business Practices
- I provide a written agreement to clients before I provide any advice or services.
- I work with remote clients over the telephone and Internet
- My clients have online access to their financial data
- I review my clients' financial plans with them quarterly and upon request
- I review my clients' investment portfolios with them quarterly and upon request
Registration & Licensing
- CRD/IARD Number: 2109413
- Securities Registrations: Series 65, Series 63, Series 7, Series 24, Series 3
- Insurance Licenses: None
Company Names
- Registered Investment Advisor: North Capital, Inc.
- Broker/Dealer: North Capital Private Securites Corp.
Fiduciary Status
- Acknowledged Fiduciary in advisory relationships
Compliance Record
- No Disclosures
Criminal Record
- No Disclosures
Registered or licensed to provide financial advice, services, and products
- All 50 States
Disclosure(s)
Planning Services
- Financial Planning, Retirement, College Funding, Charitable, Formation of endowments, charitable trusts and retirement plans for small to medium sized businesses. Liquidity management for businesses and entities.
Investment Services
- Strategy Development, Written investment policy, Asset allocation, Performance Reporting, Tax Efficient Strategies, Hedging of restricted stock and illiquid securities, custom advisory services.
Investment Products
- None
Visit Website - http://www.northcapital.com
James Dowd
on LinkedIn
James Dowd
on Twitter
90Following
74Followers
387Tweets
Gen Y: plenty of time to invest, but little appetite for risk | @Vanguard_Group Blog http://t.co/B9YRiUFV
Vanguard's investment chief: Why "stay the course" still makes sense http://t.co/uBGGuUWR via @addthis
Friday Fun: Analytic Investors goes deep with prediction of Patriots win - Pensions & Investments http://t.co/MP8vn29s via @addthis
IRS, Labor Department proposals aim to increase retirement options and transparency http://t.co/FowFKc7N via @addthis