Herb White, CFP®, Paladin
Greenwood Village, Colorado, 80111
Member Since 2005
I believe that when your life savings are at stake, you need advice you can trust. You need a financial advisor who is objective; someone who is not paid more to sell you one product rather than another. You need a relationship with a firm that promises always to put your interest first, a firm with proven experience and the right credentials. My firm, Life Certain Wealth Strategies, offers you all this and more
My Location
Background Information
Years of Financial Experience
- 12
Education
- Loretto Heights/Regis University - BA (BA Economics)
- University of Phoenix - MBA (MBA)
Certifications and Designations
- CFP®
- CLU®
- Paladin
- ChFC®
Association Memberships
- NAIFA
- FPA
Methods of Compensation
- Financial Planning: Asset-based fee, Hourly fee, Fixed fee
- Investment Services: Asset-based fee, Hourly fee, Fixed fee
Full Disclosure
- I practice full disclosure for credentials, ethics, business practices, compensation, potential conflicts of interests, and financial services.
Primary Custodian(s)
- Pershing
Types of Financial Reports
- Performance Report (Quarterly)
- Custodial Report (Monthly)
- Newsletter (Monthly)
Additional Business Practices
- I provide a written agreement to clients before I provide any advice or services.
- I work with remote clients over the telephone and Internet
- My clients have online access to their financial data
- I review my clients' financial plans with them quarterly
- I review my clients' investment portfolios with them quarterly
Registration & Licensing
- CRD/IARD Number: 3125223
- Securities Registrations: Series 65, Series 63, Series 7, Series 24
- Insurance Licenses: Life, Annuity, Long-Term Care, Disability, Health
Company Names
- Registered Investment Advisor: Woodbury Financial Services
- Broker/Dealer: Woodbury Financial Services
Fiduciary Status
- Acknowledged Fiduciary in advisory relationships
Compliance Record
- No Disclosures
Criminal Record
- No Disclosures
Planning Services
- Financial Planning, Retirement, College Funding, Estate, Charitable, Tax, Pension distribution plans. Stock option plans.
Investment Services
- Strategy Development, Written investment policy, Asset allocation, Performance Reporting, Tax Efficient Strategies, Distribution of retirement plan assets.
Visit Website - http://www.lifecertain.com
