Heidi Clute, CFP®
Plattsburgh, New York, 12901
Member Since 2006
Helping you maintain your independence by developing customized solutions for personal, business, estate and charitable needs. We provide prudent, objective, independent, comprehensive advisory services to help you meet your financial goals.
My Location
Background Information
Years of Financial Experience
- 31
Education
- State University of New York @ Plattsburgh (BS)
- Denver, Colorado College for Fin. Planning (CFP)
Certifications and Designations
- CFP®
Methods of Compensation
- Financial Planning: Hourly fee
- Investment Services: Asset-based fee
Full Disclosure
- I practice full disclosure for credentials, ethics, business practices, compensation, potential conflicts of interests, and financial services.
Primary Custodian(s)
- LPL Financial
Additional Business Practices
- I provide a written agreement to clients before I provide any advice or services.
- I work with remote clients over the telephone and Internet
- My clients have online access to their financial data
- I review my clients' financial plans with them annually and upon request
- I review my clients' investment portfolios with them quarterly
Registration & Licensing
- CRD/IARD Number: 1010224
- Securities Registrations: Series 63, Series 7, Series 24, Series 6
- Insurance Licenses: Life, Annuity, Disability, Health
Company Names
- Registered Investment Advisor: Clute Wealth Management
- Broker/Dealer: LPL Financial
Fiduciary Status
- Acknowledged Fiduciary in advisory relationships
Compliance Record
- No Disclosures
Criminal Record
- No Disclosures
Registered or licensed to provide financial advice, services, and products
- Arizona
- California
- Connecticut
- Florida
- Georgia
- Illinois
- Maine
- Massachusetts
- Missouri
- Montana
- Nevada
- New Hampshire
- New Jersey
- New York
- North Carolina
- Ohio
- Oklahoma
- Pennsylvania
- Rhode Island
- South Carolina
- Texas
- Utah
- Vermont
- Virginia
Disclosure(s)
- View StatementSecurities offered through LPL Financial, Member FINRA/SIPC
- View Statement
Planning Services
- Financial Planning, Retirement, College Funding, Estate, Tax, Charitable, Personal, Business, Cash Flow Planning, Insurance
Investment Services
- Strategy Development, Asset allocation, Performance Reporting, Tax Efficient Strategies
Visit Website - http://www.clutewealthmanagement.com
