Articles by David Wismer, CFP®
Retirement Perspective
Thank you for your interest in Wismer Wealth Management Group. With a myriad of investment advisorsand philosophies available to you, it becomes important to differentiate oneself when preparing clients forthe road ahead. Each person’s needs are unique. One size doesn’t fit all. Financial planning is anintegrated process that weaves together many threads.
Pieces of Your Retirement Puzzle
The question has long been asked “just what is a financial plan and why do I need one”? Awell designed financial plan takes the pieces of the financial planning puzzle, which includeinvestment, retirement, tax, protection and estate issues to name a few and fits them togetherto produce an efficient outcome.
Flaw of Averages
Probably the most commoninvestment mistake is to rely onaverages in assumptions about yourfuture and investing. The troublebegins when we take a currentportfolio and plug in a long-termrate of return. It is a widespreadmethod that relies on averagereturns. This flaw continues todisrupt investment planning today asit has for decades.
