Articles by Christian Koch
Time to Sell Your T-Bills: Don’t Wait Till Your Account Declines in Value
By Christian Koch, CFP®In February 2012, I was an Instructor for a Retirement Planning course conducted at (UGA) University of Georgia in Athens. The educational course is for adults ages 50 and over and is designed to give attendees an overview of the key financial elements of Retirement Planning.
Why Women Matter: New Tools and Perspectives in Financial Planning
By Christian Koch, CFP®Historically, women usually take over the role of childcare provider, house cleaner and car pool director with little time left over for taking care of finances. Women usually leave the finances to their husbands. However, women have to confront directly specific issues related to planning for retirement.
Crisis Investing: Moving Forward with Confidence
By Christian Koch, CFP®On December 30, 2011, the closing price of the S&P 500 index was 1257. 60 versus 1257. 64 on December 30, 2010. That’s not a typo!The current market environment can be characterized by large uncertainty and the absence of visibility.
The Certified Financial Planner ™ Professional: What Can He Or She bring To The Party?
By Christian Koch, CFP®Often a Financial Advisor is a mere sales representative who is masquerading as a financial expert. Consequently, individual investors are exposed to a major financial risk when they select a financial advisor.
Tax Planning and Investment Strategies: How to Plan for a Change in Tax Policy
By Christian Koch, CFP®The current tax framework of dividends and capital gains taxed at 15% appears poised to change in the near future. This article addresses the historical context to investment tax rates and various tax strategies available to investors who climb aboard the bandwagon before tax policy changes. A historically perspective is helpful to illustrate where we are today.
How to Create a Sustainable Income for a Secure Retirement
By Christian Koch, CFP®With 10-year Treasury bond rates yielding 2. 1%, preretirement investors (3 to 6 years prior to planned retirement) face a difficult challenge: Having adequate income for retirement. Conventional wisdom and textbook finance would suggest that as investors approach retirement their investment portfolios should become more conservative and weighted toward bonds.
Investing in Mutual Funds versus the TV Series Lost in Space: Is There a Difference?
By: Christian Koch, CFP®This true story begins September 1997, the date my wife and I got married. It was a traditional wedding that took place in a United Methodist church on 9/13/1997. After the ceremony, my uncle gave us a wedding gift of a $1,000 investment in the Franklin-Templeton Mutual Funds.
Latest Articles
By Christian Koch
- Time to Sell Your T-Bills: Don’t Wait Till Your Account Declines in Value
- Why Women Matter: New Tools and Perspectives in Financial Planning
- Crisis Investing: Moving Forward with Confidence
- The Certified Financial Planner ™ Professional: What Can He Or She bring To The Party?
- Tax Planning and Investment Strategies: How to Plan for a Change in Tax Policy