Bruce Morrow, CFP®

Saratoga Springs, New York, 12866
advisor

Member Since 2011

Contact Bruce
 
 

My Location

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 Background Information

  • Years of Financial Experience

    • 21

  • Education

    • Lafayette College (BA)
    • College for Financial Planning (CFP)

  • Certifications and Designations

    • CFP®

  • Association Memberships

    • FPA

  • Methods of Compensation

    • Financial Planning: Asset-based fee, Fixed fee, Hourly fee
    • Investment Services: Asset-based fee, Fixed fee, Hourly fee

  • Full Disclosure

    • I practice full disclosure for credentials, ethics, business practices, compensation, potential conflicts of interests, and financial services.

  • Primary Custodian(s)

    • Pershing

  • Types of Financial Reports

    • Performance Report (Annually)
    • Custodial Report (Monthly)
    • Newsletter (Monthly)

  • Additional Business Practices

    • I provide a written agreement to clients before I provide any advice or services.
    • I work with remote clients over the telephone and Internet
    • My clients have online access to their financial data
    • I review my clients' financial plans with them annually and upon request
    • I review my clients' investment portfolios with them quarterly, semi-annually and upon request
 

  • Registration & Licensing

    • CRD/IARD Number: 2212480
    • Securities Registrations: Series 63, Series 7, Series 6
    • Insurance Licenses: Life, Annuity, Long-Term Care, Disability, Health

  • Company Names

    • Registered Investment Advisor: Next Financial
    • Broker/Dealer: Next Financial

  • Fiduciary Status

    • Acknowledged Fiduciary in advisory relationships

  • Compliance Record

    • No Disclosures

  • Criminal Record

    • No Disclosures

  • Firm Disclosures

    • The New York Retirement Guys is a separate entity from Next Financial Group

  • Planning Services

    • Financial Planning, Retirement, College Funding, Estate, Tax, Charitable

  • Investment Services

    • Strategy Development, Written investment policy, Asset allocation, Performance Reporting, Tax Efficient Strategies

  • Investment Products

    • Mutual Funds, Securities, Hedge Fund, Derivatives, REITs, Equity, Limited Partnerships

  • Insurance Products

    • Life, Fixed Annuity, Variable Annuity, Long-Term Care, Disability Income, Health, Business

  • Tax Advice & Services

    • Tax Clients: Individuals & Families
    • Tax Services: Tax Planning, Tax Advice, Tax Efficient Investing
 
Contact Bruce
 
Visit Website - http://www.bluechip.bz/
Paladin Registry

Minimum Asset Requirement

  • $250,000

Types of Clients

  • Individuals & Families
  • Businesses
  • Corporate Pension Funds
  • Public Pension Funds
  • Nonprofit Organizations

Professional Services

  • Planning
  • Investment Advice
  • Money Management
  • Insurance
  • Tax
  • Other