Bruce Morrow

1. What are your firm names?

• Registered Investment Advisor

  Adirondack Trading Group, LLC

• Broker Dealer

  Adirondack Trading Group, LLC

2. What is your type of RIA registration?

• SEC

3. Are you a sole practitioner or a member of a firm or team?

• Member Firm or Team

4. What is your relationship to your Registered Investment Advisor?

• Owner

5. What are your years of applicable financial service experience?

• 21 Years

6. Do you have any college degree(s)?

7. Do you belong to any industry associations?

• FPA

8. What is your CRD or IARD number?

• 2212480

9. Do you hold any active securities licenses?

• 63, 7, 6

10. Which categories of financial services do you provide?

• Financial Planning Advice & Services
• Investment Advice & Services
• Insurance Advice & Services
• Tax Advice & Services
• Other

11. Which planning services do you provide?

• Financial Plans
• Retirement Plans
• College Plans
• Estate Plans
• Charitable Plans
• Tax Plans

12. Which investment advisory services do you provide?

• Investment Strategy & Policy
• Risk Management
• Rebalancing
• Money Manager Selection
• Performance Reports
• Asset Allocation

13. If you make investment decisions for clients, how do you invest their assets?

• Did Not Provide

14. How many clients (not accounts) do you currently service?

• Did Not Provide

15. What amount of client assets is currently under your management or advisement?

• Did Not Provide

16. What is your minimum fee for your planning services?

• Did Not Provide

17. What is your minimum fee for your investment services?

• Did Not Provide

18. What is your minimum asset requirement for your investment services?

• $250,000

19. What is your minimum net worth requirement for your planning services?

• Did Not Provide

20. What type of compensation do you receive for your planning services?

• Asset Based Fees
• Fixed Fees
• Hourly Fees

21. What type of compensation do you receive for your investment advisory services?

• Asset Based Fees
• Fixed Fees
• Hourly Fees

22. Do you work with remote clients over the Internet and telephone?

• Yes

23. Do you hold any active insurance licenses?

• Life, Annuity, Long-Term Care, Disability, Health

24. Are you a Registered Investment Advisor or an Investment Advisor Representative?

• Yes

25. Do you acknowledge you are a fiduciary when you provide financial advice and services for fees?

• Yes

26. What states are covered by your registration(s) to sell investment advisory services?

• Connecticut
• Delaware
• Florida
• Massachusetts
• New York
• Vermont

27. What states are covered by your registration(s) to sell investment and brokerage products?

• Did Not Provide

28. What states are covered by your registration(s) to sell insurance products?

• Did Not Provide

29. Do you have any compliance disclosures for the past 5 years?

• Investment Disclosures: No
• Insurance Disclosures: No

30. Do you have any criminal disclosures since you became an adult?

• Misdemeanors: No
• Felonies: No

31. How do investors view your ADV Part II?

• Available Upon Request

32. Additional Disclosure Statements or Comments

• The New York Retirement Guys is a separate entity from Adirondack Trading Group, LLC.

33. What languages do you speak fluently?

• Did Not Provide

34. What is your primary role?

• Did Not Provide

35. Which investment products do you sell?

• Mutual Funds
• Hedge Funds
• Derivatives
• REITs
• Private Placements
• Other

36. Which insurance products do you sell?

• Life
• Fixed Annuities
• Variable Annuities
• Long Term Care
• Disability Income
• Health
• Business

37. Do you provide tax advice and services?

• Yes

38. Do you provide legal advice and services?

• Did Not Provide

39. Do you provide any limited engagement services?

• Did Not Provide

40. What types of clients do you work with?

• Individuals
• Companies (Non-Pension)
• Companies (Pension)
• Public Funds
• Foundations

41. Where does your first meeting with a prospective client take place?

• Investor's Preference

42. Which companies act as custodians for your clients assets?

• Legent Clearing
• TDAmeritrade

43. What types of reports do you provide your clients and what is the frequency?

44. General Comments:

Did Not Provide

Certification