Bruce Berno, CFP®
Cincinnati, Ohio, 45230
Member Since 2006
Our firm\'s mission is to help our clients achieve financial peace of mind. We provide completely independent, comprehensive, fee-only personal financial planning and investment advisory services. We are committed to a Fiduciary Standard of Care in putting our client\'s interests first. Our firm is not affiliated with any insurance company, brokerage firm, bank, mutual fund, account firm or law firm. We are able to provide completely objective advice. Referrals are made to specialists as necessary. Services are coordinated with your other professional advisors to meet your needs. We are solely paid by you through a fully disclosed fee.
My Location
Background Information
Years of Financial Experience
- 25
Education
- Miami University (BSBA)
- Xavier University (MBA Finance)
- Michigan State University (BS)
Certifications and Designations
- CFP®
Association Memberships
- NAPFA
- Financial Planning Association
Methods of Compensation
- Financial Planning: Asset-based fee, Fixed fee
- Investment Services: Asset-based fee, Fixed fee
Full Disclosure
- I practice full disclosure for credentials, ethics, business practices, compensation, potential conflicts of interests, and financial services.
Primary Custodian(s)
- TD Ameritrade
Types of Financial Reports
- Performance Report (Monthly)
- Newsletter (Monthly)
Additional Business Practices
- I provide a written agreement to clients before I provide any advice or services.
- I work with remote clients over the telephone and Internet
- My clients have online access to their financial data
- I review my clients' financial plans with them upon request
- I review my clients' investment portfolios with them quarterly
Registration & Licensing
- CRD/IARD Number: 107425
- Insurance Licenses: None
Company Names
- Registered Investment Advisor: Berno Financial Management, Inc.
- Broker/Dealer: None
Fiduciary Status
- Acknowledged Fiduciary in advisory relationships
Compliance Record
- No Disclosures
Criminal Record
- No Disclosures
Registered or licensed to provide financial advice, services, and products
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- WDC
- Washington
- West Virginia
- Wisconsin
- Wyoming
Planning Services
- Financial Planning, Retirement, College Funding, Estate, Charitable, Tax
Investment Services
- Strategy Development, Written investment policy, Asset allocation, Re-Balancing, Active Managers, Passive Managers, Risk Management, Performance Reporting, Tax Efficient Strategies, Review Current Portfolios
Client Investment Services
- Active Management, REITS, Index Funds, Exchange Traded Funds
Visit Website - http://www.bernofinmgt.com
