Brian Carruthers

1. What are your firm names?

• Registered Investment Advisor

  Brian Carruthers

• Doing Business As

  Brian Carruthers & Associates

2. What is your type of RIA registration?

• State: California

3. Are you a sole practitioner or a member of a firm or team?

• Sole Practitioner

4. What is your relationship to your Registered Investment Advisor?

• Owner

5. What are your years of applicable financial service experience?

• 28 Years

6. Do you have any college degree(s)?

7. Do you belong to any industry associations?

• Market Technicians Association
• National Assoc of Active Investment Managers

8. What is your CRD or IARD number?

• 131140

9. Do you hold any active securities licenses?

• Series [""]

10. Which categories of financial services do you provide?

• Financial Planning Advice & Services
• Investment Advice & Services
• Insurance Advice & Services

11. Which planning services do you provide?

• Retirement Plans
• Tax Plans

12. Which investment advisory services do you provide?

• Investment Strategy & Policy
• Rebalancing
• Money Manager Selection
• Other
• Asset Allocation
• Performance Reports

13. If you make investment decisions for clients, how do you invest their assets?

• Securities in Separate Accounts
• Mutual Funds
• Exchange Traded Funds

14. How many clients (not accounts) do you currently service?

• 92

15. What amount of client assets is currently under your management or advisement?

• $72,000,000

16. What is minimum fee for your planning services?

• Did Not Provide

17. What is your minimum asset requirement for your investment services?

• $250,000

18. What is your minimum net worth requirement for your planning services?

• $500,000

19. What type of compensation do you receive for your planning services?

• Asset Based Fees

20. What type of compensation do you receive for your investment advisory services?

• Asset Based Fees

21. Do you work with remote clients over the Internet and telephone?

• Yes

22. Do you hold any active insurance licenses?

• No

23. Are you a Registered Investment Advisor or an Investment Advisor Representative?

• Yes

24. Do you acknowledge you are a fiduciary when you provide financial advice and services for fees?

• Yes

25. What states are covered by your registration(s) to sell investment advisory services?

26. What states are covered by your registration(s) to sell investment and brokerage products?

27. What states are covered by your registration(s) to sell insurance products?

28. Do you have any compliance disclosures for the past 5 years?

• Investment Disclosures: No
• Insurance Disclosures: No

29. Do you have any criminal disclosures since you became an adult?

• Misdemeanors: No
• Felonies: No

30. How do investors view your ADV Part II?

Available Upon Request

31. What languages do you speak fluently?

• English

32. What is your primary role?

• Money Manager

33. Which investment products do you sell?

• Mutual Funds

34. Which insurance products do you sell?

• Variable Annuities

35. Do you provide tax advice and services?

• No

36. Do you provide legal advice and services?

• No

37. Do you provide any limited engagement services?

• Financial Plan Reviews
• Investment Portfolio Reviews

38. What types of clients do you work with?

• Individuals
• High Net Worth Individuals
• Ultra High Net Individuals
• Companies (Pension)
• Companies (Non-Pension)

39. Where does your first meeting with a prospective client take place?

• My Location

40. Which companies act as custodians for your clients assets?

• TD Ameritrade

41. What types of reports do you provide your clients and what is the frequency?

• Performance (Not Applicable)
• Brokerage Statement (Not Applicable)
• Market Environment (Not Applicable)
• Newsletters (Not Applicable)
• Other (Not Applicable)

42. General Comments:

Certification