Articles by Arthur Rottenstein
What is Risk?
Many of us use the word "risk" so often, we rarely think of what "risk" really means. We need to understand how important it is from an intellectual point of view, but an emotional point of view as well. I write of risk from not only a financial point of view, but from a "life" point of view as well.
Roth IRA Conversion Could Mean Tax-Free Retirement Income
There can be advantages to holding your retirement funds in a Roth IRA insteadof a traditional IRA. Your contributions (which must be made with after-taxmoney) to a Roth grow tax-deferred. Roth accounts are not subject to annualrequired minimum distributions and any qualified distributions you – or yourbeneficiaries – decide to take will be tax-free.
How To Repair Your Portfolio
It certainly has been a difficult time for investors since the peak of the market in October 2007(DJIA 10. 09. 2007 14164. 531) (an unmanaged index of 30 widely held stocks*). If you are the average investor, your portfolio has likely declined in value more than you'd like it to. The stock market has been extremely volatile, treasury yields have been extremely low and so have CD's.
Dealing With Dividends
It would seem that the income taxation of dividends ought to be a pretty simple topic. Alas,nothing is simple when it comes to taxes. As you get ready to look at your taxes, here's asummary of some of the basic rules regarding the taxation of dividends. For our purposes, we'll restrict our discussion to dividends paid by tax-paying "C" corporations.
Charitable Giving With Life Insurance
Very few individuals decide one day to write out a check for $100,000 or more totheir favorite charity. But with life insurance, it can effectively cost very little to beso generous. Life insurance enables a charitable individual to make a substantialfuture gift by making small premium payments over time.
It's Easy to be a Hero When the Market is Going Up
Well, here we are, a year after what was the most dangerous and unprecedentedtime in America’s financial history where the Dow dropped to 6547, credit wasfrozen, and we all came about this close to the abyss.
